Author: Mary Kirby, Realtor®

About Credit Scores & Free Credit Report

By: Mary Kirby, 2/26/2019 Whether you are looking to apply for a credit card or a home loan, your credit score is taken into consideration by lenders. Your "credit score" attempts to predict your ability to repay the loan, which is why it is also considered a "risk score." Having a good credit score increases … Continue reading About Credit Scores & Free Credit Report

SCC Housing Stats – Year End 2018

2018 Santa Clara County Housing Statistics - Year End Median Days on Market (DOM), and Median Sale Price. Source/charts: MLS Listings Last 5 Years: Jan 2014 to Dec 2018. Residential Single Family Home (SFR). Results calculated from approximately 53,000 listings. Last 5 Years: Jan 2014 to Dec 2018. Residential Condo and Townhouse. Results calculated from … Continue reading SCC Housing Stats – Year End 2018

Housing Affordability Index, Q3-2018

Reference: California Association of Realtors (CAR). California Housing Affordability Index Q3-2018. * Percentage of households that can afford to purchase a median-priced home. State/ Region/ County *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income Single Family Homes 27 28 $588,530 $3,140 $125,540 Condos/ Townhomes 35 38 $479,390 … Continue reading Housing Affordability Index, Q3-2018