Housing Affordability Index, Q3-2018

Reference: California Association of Realtors (CAR). California Housing Affordability Index Q3-2018.

* Percentage of households that can afford to purchase a median-priced home.


State/ Region/ County *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Single Family Homes 27 28 $588,530 $3,140 $125,540
Condos/ Townhomes 35 38 $479,390 $2,560 $102,260
L.A. Metropolitan Area 30 30 $526,000 $2,810 $112,200
Inland Empire 41 43 $362,500 $1,930 $77,330
S.F. Bay Area 21 23 $950,000 $5,070 $202,650
U.S. 53 55 266,900 1,420 56,930

S.F. Bay Area *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Alameda 18 20 $950,000 $5070 $202,650
Contra Costa 32 33 $660,000 $3,520 $140,790
Marin 19 18 $1,300,000 $6,930 $277,310
Napa 24 26 $729,500 $3,890 $155,610
San Francisco 15 13 $1,600,000 $8,530 $341,300
San Mateo 14 15 $1,600,000 $8,530 $341,300
Santa Clara 17 17 $1,300,000 $6,930 $277,310
Solano 38 43 $455,000 $2,430 $97,060
Sonoma 22 25 $660,000 $3,520 $140,790

Southern California *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Los Angeles 22 22 $628,940 $3,350 $134,160
Orange 20 21 $830,000 $4,430 $177,050
Riverside 37 38 $405,000 $2,160 $86,390
San Bernardino 48 51 $294,900 $1,570 $62,910
San Diego 23 26 $650,000 $3,470 $138,650
Ventura 28 27 $665,000 $3,550 $141,850

Central Coast *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Monterey 20 22 $622,000 $3,320 $132,680
San Luis Obispo 21 23 $640,000 $3,410 $136,520
Santa Barbara 26 20 $599,500 $3,200 $127,880
Santa Cruz 12 17 $903,000 $4,820 $192,620

Central Valley *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Fresno 46 45 $275,060 $1,470 $58,670
Kern 53 53 $246,000 $1,310 $52,480
Kings 51 52 $230,000 $1,230 $49,060
Madera 48 44 $260,000 $1,390 $55,460
Merced 40 47 $276,320 $1,470 $58,940
Placer 42 44 $480,000 $2,560 $102,390
Sacramento 42 43 $370,000 $1,970 $78,930
San Benito 27 31 $610,000 $3,250 $130,120
San Joaquin 38 41 $370,000 $1,970 $78,930
Stanislaus 45 46 $319,900 $1,710 $68,240
Tulare 47 51 $239,900 $1,280 $51,170

Other Counties in California *Q3 2018 *Q3 2017 Median Home Price Monthly Payment (Includes Taxes & Insurance) Minimum Qualifying Income
Amador ? 44 $? $? $?
Butte 39 40 $315,000 $1,680 $67,190
Calaveras 43 44 $332,950 $1,780 $71,020
El Dorado 41 41 $489,500 $2,610 $104,420
Humbolt 33 33 $315,000 $1,680 $67,190
Lake County 39 38 $266,250 $1,420 $56,790
Lassen 67 64 $175,000 $930 $37,330
Mariposa 40 51 $315,000 $1,680 $67,190
Mendocino 23 28 $420,000 $2,240 $89,590
Mono 11 20 $675,000 $3,600 $143,990
Nevada 32 39 $429,500 $2,290 $91,620
Plumas 44 47 $282,000 $1,500 $60,150
Shasta 44 48 $275,000 $1,470 $58,660
Siskiyou 47 49 $214,200 $1,140 $45,690
Sutter 45 51 $298,500 $1,590 $63,670
Tehama 49 56 $223,950 $1,190 $47,770
Tuolumme 41 45 $318,000 $1,700 $67,830
Yolo 35 34 $450,000 $2,400 $95,990
Yuba 48 43 $270,000 $1,440 $57,590